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PredictOS
Income prediction engine

Built for people who don't get paid the same every month.

PredictOS turns unpredictable income into clear answers: how long you're safe, what you can spend today, and how much to set aside for taxes.

Start predictingSee my runway

Manual-first setup · No bank connection required · Scenario-ready from day one

  • Runway

    How long are you safe?

    PredictOS turns your cash, bills, and expected income into one honest number — the months you can keep going. It updates the moment anything moves.

    4.6months safeOn track
  • Safe spend

    What can you spend today?

    Get a single daily number that accounts for taxes, fixed costs, and the inflows you're counting on. Spend with confidence instead of guesswork.

    $43/day

    Today's safe spend

  • Scenarios

    What changes your runway?

    Test a late invoice, a new hire, or a delayed launch in seconds. See exactly how each move shifts your danger date before you commit.

    If invoice slips 10 days

    4.6 mo3.2 mo

The problem

Your income is unpredictable. Your bills aren't.

Money arrives in clumps. Bills land on the calendar. Most apps assume a steady paycheck — PredictOS is built for the gap between them.

Cash in vs cash out · next 12 weeksWk 1 → Wk 12
Income (uneven)Bills (fixed)Gap weeks

How it works

Six modules. One picture of your money.

Cash on hand

$32,400

Personal + business

Income next 30d

$11,400

3 sources

Runway

4.6 mo

Updated just now

Scenarios

See the move before you make it.

Scenario · Client invoice delayed 21 daysAcme · $9,400

Before

4.6months runway

On track today

After delay

3.1months runway

Tighter — still recoverable

You still have time. A short follow-up email this week protects your runway. PredictOS won't alarm you — it'll just show you the next calm move.

Today's safe spend

$43/day

Today's safe spend number. Recalculates every time something changes — a new bill, a delayed invoice, an unexpected payout.

What PredictOS tells you

Plain-language answers, not dashboards to interpret.

  • Insight · 01

    "You're safe for 4.6 months. The next helpful move is to confirm the client payment due next week."

  • Insight · 02

    "If that invoice arrives 10 days late, your danger date moves from March 14 to February 28."

  • Insight · 03

    "Set aside $1,240 from this payment for taxes. That leaves $2,960 spendable."

Operational proof

Built around real runway decisions, not salary-style budgets.

  • 2,355workspaces

    Active user accounts and organizations represented in aggregate platform logs.

  • 65,891scenarios

    What-if calculations generated from January 1, 2024 through May 31, 2026.

  • 28,452alerts

    Safe-spend alerts triggered when projected balances dropped below user-defined limits.

Aggregate metrics are derived from internal event logs for the January 1, 2024–May 31, 2026 reporting window.

Representative agency scenario

A 45-person agency models client-payment delays before changing hiring timelines.

A San Francisco digital marketing agency operating on 60–90 day invoicing cycles used PredictOS to model payment timing, pipeline forecasts, and a safe-spend threshold. The scenario identified a $68,000 safe-spend threshold, reduced buffer cash by $20,000 without impacting operations, and returned 6 hours per week of CFO scenario-modeling time.

“PredictOS finally gave us a number we could trust. Before, we were guessing. Now, we look at the projection, adjust our hiring timelines, and feel secure. The ability to model what happens if a client pays 15 days late is priceless.”

Sarah Chen, CFO, Kinetic Creative

Representative scenario based on supplied synthetic case-study proof.

Plans

Three plans. Verified pricing, effective February 2024.

Pick the seat count that matches how you plan today. Upgrade when your team, integrations, or scenarios grow.

Compare plans

  • Solo

    Solo

    For a single operator running personal or 1-person-business runway planning.

    $15/mo

    Start Solo
    • 1 seat
    • Basic Projections
    • 1 Integration
    • 10% annual discount

  • Pro

    Pro

    For consultants and small teams that need unlimited scenario modeling and clean exports.

    $35/mo

    Start Pro
    • 3 seats
    • Unlimited Scenarios
    • Exporting
    • 15% annual discount

  • Team

    Team

    For agencies and finance teams that need role-based access and shared workspaces.

    $75/mo

    Start Team
    • 5+ seats
    • Role-Based Access (RBAC)
    • 20% annual discount

Your income. Predicted.

Stop guessing how long you're safe. Start your first runway in under five minutes.

Start predicting